Raidiam

Every organisation is now an ecosystem.

Stop solving every new ecosystem problem from scratch. Every point solution adds another string, another onboarding process, another trust negotiation, another piece of technical debt. Raidiam Connect is the ecosystem control plane that lets you build trust and distribution once — then keep adding products, services, participants, and value without rebuilding the foundations every time.

For Banks & Financial Institutions
  • Sell more— connect partners in weeks, not months
  • Ship faster— automate onboarding, certificates, and conformance
  • Control more— one dashboard across every brand, cloud, and partner
  • Reduce risk— HSM-backed PKI, automated lifecycle, zero manual tracking
For Regulators & National Schemes
  • Launch faster— ecosystem live on a political timeline
  • Reduce market cost— stop every bank building the same thing independently
  • Govern at scale— continuous compliance across hundreds of participants
  • Enable innovation— open the market without losing oversight
For Participants & Fintechs
  • Join in weeks— pre-certified SDKs and automated onboarding
  • Plug and play— works with Ping, ForgeRock, Kong, Apigee, and more
  • Stay compliant— continuous conformance testing, not point-in-time checks
  • Reduce cost— the 500th connection costs a fraction of the first

Build once. Expand everywhere.

Trusted by the Central Bank of Brazil, Commonwealth Bank, Ministry of Defence, and 940+ institutions worldwide. Led by Charlotte Crosswell OBE, former Chair of Open Banking UK. Developer Portal · Trust Center · FAPI 2.0 Certified

The question is not whether you can solve one use case with a point solution. The question is whether you want to keep rebuilding trust, onboarding, and governance every time you want to do something new.

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The Ecosystem Control Plane

Build once. Then keep adding products, services, participants, and value.

An API gateway solves routing. An IAM system solves authentication. Neither solves what happens when you want to add the next hundred partners, the next use case, the next sector. Raidiam Connect does.

Onboard partners in weeks, not months

Stop doing bespoke integrations for every partner. Whether you're a Tier 1 bank with 500 partners or a building society joining a national scheme — participants register once, get their credentials, pass conformance testing, and go live. No bilateral negotiations. No custom builds.

Automate certificates and keys

No more spreadsheets tracking expiry dates. No more emergency calls at 2am. Certificates are issued, rotated, revoked, and monitored automatically across your entire network.

See everything from one dashboard

Every partner, every fintech, every agent, every certificate, every compliance status — visible in real time. Not reconstructed from logs. Not assembled for quarterly audits. Live.

Govern without gatekeeping

Set the rules once. They enforce themselves across every participant, every domain, and every jurisdiction. Your team governs the ecosystem. The infrastructure does the enforcement.

Do digital ID today. Add payments tomorrow. Add whatever comes next.

Every new ambition — wallets, credentials, fraud signals, embedded finance, cross-border — layers onto the same trust model. You do not start over. You do not rebuild. You grow.

Stop duplicating what everyone else is building too

In a 100-bank ecosystem, bilateral means 100 teams building the same thing. Federation means one platform, shared across the market. The aggregate cost drops by orders of magnitude.

Brazil started with two data-sharing scopes. Today it has hundreds — across banking, insurance, and beyond — all on the same infrastructure. That is what building the capability once looks like.

159

Banks in Brazil Open Finance

8.06B

Monthly API calls

40M+

Consumers served

940+

Institutions trust Raidiam

0

Security incidents

Trusted byMinistry of DefenceForeign & Commonwealth OfficeCentral Bank of BrazilCommonwealth BankWestpacCentral Bank of UAE
SOC 2 Type IIISO 27001FAPI 2.0 CertifiedPCI DSS 4.0

Full security documentation, compliance evidence, and real-time status at trust.raidiam.com · API docs, SDKs, and sandbox at raidiam.com/developers

Powering trust ecosystems worldwide

Brazil Open FinanceBrazil Open InsuranceAustralia ConnectIDNZ Fraud Data SharingUAE Open FinanceUK Smart Data

Led by Charlotte Crosswell OBE, former Chair of Open Banking UK

The Platform

What Raidiam actually is

A SaaS platform comprising federated directory, HSM-backed PKI, credential lifecycle management, conformance testing, and governance automation. Not a concept — production software operating critical national infrastructure across 5 countries.

Works alongside your existing stack. Connect integrates with Kong, Apigee, AWS API Gateway, Okta, Azure AD, ForgeRock, Keycloak, Venafi, HashiCorp Vault, Splunk, Datadog, and more. See integration architecture →

The Problem

Every new ambition becomes another rebuild

Without an ecosystem control plane, every new use case means another bilateral integration, another custom onboarding, another trust negotiation. The more you grow, the more tangled it gets.

Your clouds don't trust each other

AWS IAM stops at AWS. Azure AD stops at Azure. And if you're a regulator — your participants' clouds are even more fragmented. Nobody manages trust across all of them.

Every partner is a 6-month project

Bilateral contracts. Manual identity checks. Bespoke technical integration. For every. Single. Partner.

Your AI agents have no governance

Enterprises deploy agents with hardcoded keys. Banks in your ecosystem deploy agents you can't see. Nobody knows what they can access. Nobody can revoke them.

You can't see your own trust network

No single view of who's connected, what certificates are valid, which participants are compliant, or what's about to expire.

Your wallets and credentials have no trust layer

Digital wallets, credential issuers, and verifiers need governed trust — but nobody's built the infrastructure for it yet.

Point solutions solve one problem. Raidiam Connect solves the operating model for the next hundred.

Every partner waiting 6 months costs you 6 months of revenue. Every bilateral integration consuming 3 engineers for 4 months is a quarter of a million in engineering time. And every time you solve one problem with a point solution, you create another string to manage. Raidiam Connect lets you build the foundations once — then expand wherever you want to go.

The Business Case for Building Once

What platformising your ecosystem means for your organisation

The technical capabilities are the foundation. The business impact is what justifies the investment.

Speed

Partner onboarding drops from months to weeks

Every partner waiting 6 months in your integration queue represents delayed revenue, a frustrated commercial team, and a competitor who might onboard them first. When integration drops to weeks, your partnership capacity is no longer gated by engineering availability. The same team manages 5x more partners — and your commercial pipeline stops being throttled by technical onboarding. This applies whether you're running the ecosystem or joining it. A building society connecting to a national scheme benefits from the same automation as the scheme operator.

Security

Higher security at higher speed — not a tradeoff

Bilateral onboarding means shared secrets, manually exchanged certificates, and point-in-time security checks that are outdated by next quarter. Every major certificate-related outage in the last decade — from Equifax to O2 — was caused by manual tracking failures. Raidiam automates the entire certificate lifecycle with HSM-backed PKI, mTLS, and FAPI 2.0 security profiles. You onboard faster at a higher security standard than bilateral integration ever achieved.

PKI

Self-service certificate management eliminates a team

A typical trust infrastructure team — certificate issuance, rotation monitoring, OCSP operations, JWKS publication, revocation management — requires 4-8 specialist engineers. Multiply that by every partner ecosystem you operate in. Raidiam replaces that entire function with automated lifecycle management. No spreadsheets tracking expiry dates. No 2am calls when a production cert expires. No engineers doing undifferentiated heavy lifting.

Cost

The opportunity cost is the real number

The cost of Raidiam is on the invoice. The cost of not having it is invisible — buried across your engineering budget, your partner pipeline delays, your security team’s time, and your programme’s inability to scale. Every integration that takes 3 engineers 4 months when it should take 1 engineer 2 weeks. Every audit preparation that consumes a week of senior time when it should be a dashboard export. That’s the real number.

In Brazil, 159 banks onboarded to the national ecosystem with zero bilateral integration projects. In Australia, relying parties connected to four major banks in under an hour using Raidiam SDKs. In New Zealand, the fastest national deployment on record. The pattern is the same everywhere: faster onboarding, higher security, lower operational cost, and partners that go live in weeks instead of quarters.

<1 hour

Relying party connecting to a national bank-led digital identity scheme

100%

Certificate lifecycle automated

Real-time

Ecosystem-wide visibility

Zero

Security incidents across 100B+ API calls

Build Once. Expand Forever.

One investment. One platform. Unlimited expansion.

Point solutions solve one problem. An ecosystem control plane solves the operating model for the next hundred. Watch how one investment compounds.

Participants1
Use Cases1
Same Platform
Day 1

Your first use case

Open Banking

Single directory, first participants registered, trust anchors established.

Month 3

Participants onboarding

50 banks connected

Automated onboarding, certificate lifecycle running, conformance enforced.

Month 6

Second use case added

Open Finance

New scopes and API families added to the same platform. No rebuild.

Year 1

Third sector extends

Insurance

New entity types and roles configured. Same infrastructure, new value chains.

Year 2

New entity types

Wallets & AI Agents

Machine identity and wallet credentials managed alongside traditional participants.

Year 3+

Cross-border

International interoperability

Federated trust across jurisdictions. One control plane, global reach.

Brazil started here. Today: 159 banks, hundreds of scopes, banking + insurance + beyond. Same infrastructure. That's what building once looks like.

For Regulators & Ecosystem Operators

Build the platform for the digital economy. Not a one-off scheme tool.

Who uses Raidiam Connect

Our clients include:

  • Central banks building platform foundations that extend beyond open banking
  • Payment scheme operators scaling governance across hundreds of participants
  • National regulators building smart data frameworks on reusable trust infrastructure
  • Digital identity programmes extending existing ecosystem platforms to wallets
  • Cross-border interoperability initiatives federating national platforms

Operating in:

Brazil — Open Finance (159 banks)Australia — ConnectID (Big Four banks)UAE — Open Finance (CBUAE)New Zealand — Fraud Data Sharing (13 banks)United Kingdom — Smart Data, MoD, FCDO
What regulators get

Onboard once, extend everywhere

Participants accredited for one scheme carry that trust into the next. No re-onboarding, no re-testing. The platform remembers.

Policy that scales across mandates

Set rules once at the trust anchor. They cascade to every participant, domain, and scheme automatically — including ones you haven't launched yet.

One dashboard for every scheme

See every participant across every mandate — conformance status, certificate health, and trust chain validity — from one operational view, not five.

Delegated governance that compounds

Delegate authority to domain operators while retaining oversight. Each new sector or mandate gets its own governance domain on the same platform.

Building the internal business case? Use our business case framework →

Build Once. Expand Everywhere.

Where will your ecosystem take you?

Whether you're a regulator building a national digital economy, an enterprise platformising across brands and clouds, or a bank that wants to stop rebuilding trust for every new use case — there's a next step.

See It in Action

See how one investment in Raidiam Connect covers your first use case — and the next hundred

Request a Briefing

For regulators and central banks — how to build the foundations for an expandable digital economy

See the Proof

Brazil started with 2 data-sharing scopes. Today it has hundreds — all on the same infrastructure