Raidiam Connect

The ecosystem control plane

A SaaS platform comprising federated directory, HSM-backed PKI, credential lifecycle management, conformance testing, and governance automation. Build trust and distribution once — then keep adding products, services, participants, sectors, and value across every cloud, every brand, and every partner. Without rebuilding the foundations every time.

The Ecosystem Control Plane

This is your ecosystem. This is your ecosystem, governed.

Banks, fintechs, wallet providers, credential issuers, AI agents, scheme operators — across every cloud. Point solutions add strings. Raidiam Connect gives you one control plane that grows as your ecosystem grows.

3
RB
Global Open Finance
Your Federation
847 entities · 12 sub-federations
Click to explore →
Global Open Finance

Global Open Finance

ActiveCertified
Organisations
847
Auth Servers
2,341
Certificates
4,892
Conformance
94.2%
Sub-federations
UK Open Banking
238
Brazil Open Finance
142
Australia CDR
87
EU Open Finance
201
Singapore MAS
179

847 entities. One dashboard.

Your world is hundreds of organisations across multiple clouds. Raidiam Connect gives you real-time visibility over every entity, certificate, and trust relationship — from one pane of glass.

From galaxy to granularity

Start at the federation level. Drill into a cluster. Select an entity. See its resolved policy, trust chain, certificates, and conformance status. Every level is governed.

Control, not chaos

Without Raidiam Connect, your federation is a spreadsheet. With it, certificates rotate automatically, conformance is enforced, and problems surface before they become incidents.

Build Once vs Keep Rebuilding

Not a gateway. Not an IAM. The ecosystem operating model that sits above both.

Capability
API GatewaysKong, Apigee
IAM PlatformsOkta, Azure AD
Raidiam ConnectTrust layer
API traffic routing
Core function
Not what we do
User authentication
Core function
Not what we do
Cross-cloud trust
Stops at cloud boundary
Stops at cloud boundary
Trust across every cloud
Participant identity & lifecycle
Every org, cert, and entity
Certificate management
HSM-backed, automated
Conformance testing
Via Raidiam Assure
Federation hierarchy
Trust anchor to entity
Policy delegation
Limited
Cascading policy
Ecosystem-wide visibility
Single pane of glass

Connect works alongside your existing API gateways and IAM. It governs the trust relationships they can't see.

Scope & Boundaries

What Connect does. What it doesn't. Where it integrates.

What Connect provides

Core capabilities

  • Federation directory and registration authority
  • Participant identity verification and lifecycle management
  • HSM-backed PKI — certificate issuance, rotation, revocation
  • Trust chain resolution and policy enforcement
  • Federation metadata publication and discovery
  • Shared signals and real-time event notifications
  • Operational dashboard — single pane of glass
  • Conformance gating (via Raidiam Assure)

What Connect does NOT do

Explicitly out of scope

  • API traffic routing or mediation — use your existing API gateway (Kong, Apigee, AWS API Gateway, Azure APIM)
  • Consent management or consent lifecycle — this sits in your authorization server (e.g., Ozone, ForgeRock, your own)
  • User authentication (login) — use your existing identity provider
  • API sandbox or developer portal — use a sandbox provider (e.g., NayaOne) or your own
  • Billing and API usage metering — use your API gateway's analytics
  • Core banking integration — Connect governs trust relationships, not banking transactions

Where Connect integrates

Integration points

  • Your API gatewayConnect publishes discovery metadata that gateways consume
  • Your authorization serverConnect provides federation-based dynamic client registration; your auth server handles consent and token issuance
  • Your identity providerConnect supports OIDC/SAML bridging for operator authentication
  • Your PKI infrastructureConnect's CA can work alongside existing PKI (Venafi, HashiCorp Vault)
  • Your SIEM/monitoringShared Signals exports events via webhooks and SSE
  • Your CI/CD pipelineAssure runs conformance tests via API in your pipeline
  • Your developer portalConnect’s APIs let you build your own interface on top of the trust services. The bundled portal is optional.

Raidiam Connect is the ecosystem control plane — it sits above your existing stack, replaces nothing, and adds the trust and governance layer that lets you expand. It doesn't replace your API gateway, your auth server, or your core banking system. It governs the trust relationships that those systems can't see across organisational boundaries.

The Business Case for Building Once

What platformising your ecosystem means for your organisation

The technical capabilities are the foundation. The business impact is what justifies the investment.

Speed

Partner onboarding drops from months to weeks

Every partner waiting 6 months in your integration queue represents delayed revenue, a frustrated commercial team, and a competitor who might onboard them first. When integration drops to weeks, your partnership capacity is no longer gated by engineering availability. The same team manages 5x more partners — and your commercial pipeline stops being throttled by technical onboarding. This applies whether you're running the ecosystem or joining it. A building society connecting to a national scheme benefits from the same automation as the scheme operator.

Security

Higher security at higher speed — not a tradeoff

Bilateral onboarding means shared secrets, manually exchanged certificates, and point-in-time security checks that are outdated by next quarter. Every major certificate-related outage in the last decade — from Equifax to O2 — was caused by manual tracking failures. Raidiam automates the entire certificate lifecycle with HSM-backed PKI, mTLS, and FAPI 2.0 security profiles. You onboard faster at a higher security standard than bilateral integration ever achieved.

PKI

Self-service certificate management eliminates a team

A typical trust infrastructure team — certificate issuance, rotation monitoring, OCSP operations, JWKS publication, revocation management — requires 4-8 specialist engineers. Multiply that by every partner ecosystem you operate in. Raidiam replaces that entire function with automated lifecycle management. No spreadsheets tracking expiry dates. No 2am calls when a production cert expires. No engineers doing undifferentiated heavy lifting.

Cost

The opportunity cost is the real number

The cost of Raidiam is on the invoice. The cost of not having it is invisible — buried across your engineering budget, your partner pipeline delays, your security team’s time, and your programme’s inability to scale. Every integration that takes 3 engineers 4 months when it should take 1 engineer 2 weeks. Every audit preparation that consumes a week of senior time when it should be a dashboard export. That’s the real number.

In Brazil, 159 banks onboarded to the national ecosystem with zero bilateral integration projects. In Australia, relying parties connected to four major banks in under an hour using Raidiam SDKs. In New Zealand, the fastest national deployment on record. The pattern is the same everywhere: faster onboarding, higher security, lower operational cost, and partners that go live in weeks instead of quarters.

Your Ecosystem Spans Every Cloud

One ecosystem control plane above every infrastructure boundary

Your services run across AWS, Azure, Google Cloud, and on-prem. Your partners run on different stacks. Your ecosystem doesn't stop at a cloud boundary — and neither should your trust model. Build it once above the infrastructure. Expand services and partners across any cloud without fragmentation.

Enterprise Federation — Trust Plane
Certificates & Keys
Signed Metadata
Trust Anchors
Identity & Roles
Visibility & Lifecycle
Policy & Governance
AWS
us-east-1
Payments API
Auth Server
Data Lake
ML Pipeline
Cloud IAM Boundary
Azure
UK South
Customer Portal
Identity Provider
Event Hub
API Gateway
Cloud IAM Boundary
Google Cloud
europe-west2
Analytics Engine
Wallet Service
Credential Issuer
AI Agent
Cloud IAM Boundary
On-Premises / Private Cloud
Data Centre
Legacy Core Banking
HSM / Key Vault
Federation works here too

Point solutions fragment at every cloud boundary

AWS IAM, Azure AD, and Google IAM each manage trust within their own environment. Every cloud boundary creates another trust gap. Another custom integration. Another reason your ecosystem can't grow without friction.

The ecosystem control plane operates above all of them

Raidiam Connect sits above all clouds and on-premises infrastructure. Build the trust model once. Every service registers once and becomes discoverable by all authorised participants — across every cloud.

New services and partners connect without rebuilding

An AI agent in Google Cloud discovers a payments API in AWS, verifies its trust, and connects — through the ecosystem control plane. No VPN. No custom integration. No rebuilding. That's what building once looks like.

Enterprise Reference Architecture

One trust plane across every brand, jurisdiction, and stack

Your bank is not one stack. Different brands, different geographies, different vendors, different clouds. Raidiam Connect governs trust consistently across all of them.

GLOBAL BANK GROUPRAIDIAM CONNECT — Ecosystem Control PlaneTrust AnchorFederationPKIPolicyDiscoveryMetadataSignalsLifecycleVisibilityRETAIL BANKING — LONDONAzure UK SouthKong API GatewayForgeRock Auth ServerOkta IDPTemenos Core BankingMobile BankingOpen Banking APIsPartner APIsRetail PaymentsCard Services120+ fintechs · 40+ partners · 3M+ customersPRIVATE BANKING — JERSEYAWS eu-west-1Apigee API GatewayPing Identity AuthAzure AD IDPAvaloq Core BankingClient PortalAdvisory PlatformCustody & WealthRegulatory ReportingCross-Border Access30+ wealth advisors · 15+ custodians · HNW clientsDIFFERENT VENDORS · DIFFERENT CLOUDS · DIFFERENT JURISDICTIONSONE TRUST MODELRETAILAzure UK SouthKongForgeRockOktaTemenosvsPRIVATEAWS eu-west-1ApigeePing IdentityAzure ADAvaloqRaidiam Connect governs trust, identity, and policy — regardless of the underlying technology

Your bank has multiple brands, jurisdictions, and technology stacks. Raidiam Connect doesn't replace any of them — it provides the trust and federation layer that governs participant identity, certificates, and policy consistently across all of them.

Build The Onboarding Model Once

Every new participant — whether the 1st or the 500th — uses the same governed journey

The biggest scaling bottleneck in any ecosystem is onboarding. Legal agreements, accreditation, identity verification, conformance testing, and technical registration — all before a participant goes live. Build this model once. Then every new participant, partner, and entity follows the same path. No bilateral negotiations. No custom builds. The onboarding model that scales with your ecosystem.

Stage 1

Business Onboarding

  • Legal agreements, contracts, and commercial terms
  • DocuSign integration for digital signing
  • Automated contract workflows
Stage 2

Identity & Accreditation

  • Organisation identity verification
  • Regulatory accreditation and role assignment
  • Authority domain and role mapping
Stage 3

Conformance & Certification

  • Automated conformance testing via Raidiam Assure
  • Profile validation against ecosystem rules
  • Evidence capture and certification
Stage 4

Technical Registration

  • Self-service portal for technical teams
  • Authorisation server and API registration
  • Application and software statement creation
Stage 5

Certificate Provisioning

  • Automated certificate issuance
  • Transport and signing certificate generation
  • HSM-backed key management
Stage 6

Go Live

  • Production readiness validation
  • Federation publication and discovery
  • Real-time monitoring and lifecycle management

Out-of-the-box integrations that accelerate onboarding

DocuSign

Digital contract signing and agreement workflows. Participants sign legal agreements without leaving the platform.

Identity Verification

Integration with KYB/KYC providers for automated organisation identity verification during onboarding.

Conformance Testing

Raidiam Assure runs automated conformance tests against ecosystem standards as part of the onboarding flow.

Certificate Authority

Integrated PKI for automated certificate issuance, rotation, and lifecycle management.

Notification Services

Email, webhook, and shared signal notifications at every stage of the onboarding journey.

Self-Service Portal

White-labelled portal for participants to manage their own technical resources after business onboarding is complete.

Build the onboarding model once. Every participant after that follows the same governed path. From legal agreements through identity verification, accreditation, conformance, and go-live — one model that works for the first participant and the five-hundredth. No bilateral negotiations. No custom builds. The onboarding capability that scales with your ecosystem.

Typical ecosystem onboarding

  • 6-12 months end to end
  • Manual contract exchange
  • Email-based identity verification
  • Separate conformance testing
  • Manual certificate provisioning
  • Hope it all lines up at go-live

Raidiam onboarding

  • Weeks, not months
  • DocuSign-integrated contract workflows
  • Automated identity and accreditation
  • Integrated conformance gates
  • Automated certificate provisioning
  • Production readiness validated before go-live
Operational Visibility

One pane of glass across every entity

Raidiam Connect gives operators and participants visibility over the structure, status, identity, trust, and assurance posture of all entities in the ecosystem.

raidiam-connect://ecosystem-dashboard
LIVE

Organisations

847

Sub-Federations

12

Active APIs

2,341

Credential Issuers

156

Trust Anchors

24
Entity Hierarchy
UK Open Banking
Payment Services
Bank AOP
Bank BAPI
Fintech XWallet
Identity Providers
EU Digital Identity
Enterprise Federation
Certificate Status
96%
Valid: 813
Expiring: 28
Revoked: 6
Conformance
Certified
724
Pending
98
Failed
25
Recent Activity

Bank A - Certificate renewed

2m ago

Fintech X - Onboarding complete

8m ago

Wallet Provider B - Conformance pending

14m ago

IdP Alpha - Metadata updated

21m ago

Verifier C - Trust chain verified

35m ago

Trust Chain Verification ALL CHECKS PASSED
Trust Anchor
Signed Metadata
Policy Published
Entities Discovered
Status: Active

This is Raidiam Connect

Govern Once. Expand Without Gatekeeping.

Set the rules once. They enforce themselves as the ecosystem grows.

Governance is what makes ecosystem expansion safe. Set policies at the trust anchor. They cascade automatically through every domain, every participant, and every entity. As you add use cases, sectors, and partners, governance scales with you — no manual review, no spreadsheets, no bottleneck.

At 10 participants, manual governance works. At 500, it becomes a full-time team doing nothing but approving permission changes. The ecosystem control plane makes governance self-enforcing — the capability that lets you expand without gatekeeping.

Policy chaining

Each level can only narrow permissions set above. The chain validates automatically.

Trust Anchor

Sets maximum permissions for the ecosystem

Allowed: authorization_code, client_credentials
Domain Authority

Narrows permissions for their sector

Allowed: authorization_code only
Organisation

Claims within permitted range

Using: authorization_code
Application

Operates within all constraints

auth_code + private_key_jwt
✓ Policy valid

Delegated governance

The federation operator sets the rules and delegates authority. Each domain manages itself.

Federation Operator
Sets rules and delegates authority
Domain Operator A

Manages their own participants via self-service portal

self-service
Bank A
Bank B
Fintech X

Register, publish APIs, manage certificates

Domain Operator B

Manages their domain independently

self-service
Wallet Co
AI Platform

Register, publish APIs, manage certificates

How it works together

The federation operator sets the rules. Domain operators manage their own participants within those rules. Participants self-manage their technical resources. Nobody waits for tickets. Nobody emails spreadsheets. The federation enforces the boundaries automatically.

Policies narrow, never widen

Each level can only constrain further. A domain operator cannot grant permissions the trust anchor hasn't allowed. Governance is hierarchical by design.

See policy chaining in detail →

Self-service within guardrails

Domain operators get their own portal. They onboard participants, manage resources, and issue certificates — all within the boundaries set by the federation operator.

See onboarding workflows →

Machine-readable compliance

Policy violations are detected automatically at the protocol level. No manual review. No audit scrambles. Compliance is built into the trust chain itself.

See trust chain resolution →
Discovery — Build Once, Connect Instantly

New participants and services discover each other automatically

In the ecosystem control plane, every organisation publishes its services, APIs, and credentials. New participants discover each other programmatically — no manual configuration, no bilateral exchange. The more participants you add, the more discoverable the ecosystem becomes.

Discovery eliminates the single most expensive step in partner integration: the bilateral exchange of endpoints, keys, and metadata. Without it, every new partner is weeks of manual configuration. With it, participants discover each other programmatically in seconds.

Your Federation Controller
Trust Anchor · Metadata · Discovery
Meridian BankData Provider
Retail OP
Business OP
Payments OP
AccountsTransactionsBalancesPaymentsStanding OrdersDirect DebitsBeneficiariesProducts
Nova FintechData Receiver
Nova Auth
Nova Connect AppNova Business App
1
2
3
4
5
6
7
Key Insight

No bilateral setup. No client registration. The federation controller is the single source of truth. Applications and authorisation servers both query it. The OP pulls verified client information directly — no push-based registration needed. This works whether there are 2 organisations or 2,000.

Federation Discovery API

Applications query the controller for registered authorisation servers and API resource types. One query returns the entire ecosystem.

OP-Initiated Client Pull

When an authorisation server encounters a new client, it pulls the verified software statement and metadata directly from the federation controller.

OpenID Federation Trust Chains

Trust is established by resolving entity statements back to the trust anchor. Cryptographically verified. No pre-shared secrets.

Powered by Raidiam Connect

Platformise Your Enterprise

One control plane across every brand, department, and partner

Your enterprise is an ecosystem — retail banking, private banking, payments, open data, AI agents, partner trust. Each domain has its own services and policies. Raidiam Connect gives you one control plane to govern them all. Add new domains, brands, and use cases without creating another trust island.

Without group-wide federation, every new brand, acquisition, or cross-domain service requires a separate trust integration. That fragmentation costs millions in duplicated infrastructure and months in delayed synergies. Build the enterprise control plane once — then expand as your business grows.

Bank Federation

Enterprise trust root

Authorization Servers
APIs / Resource Servers
Credential Issuers
Third Party Providers
Authorization Servers
APIs / Resource Servers
Wallets
Key Insight

This is your enterprise platformised. One ecosystem control plane that lets you add domains, brands, partners, and use cases without rebuilding trust every time. Build once. Expand as your business grows.

Powered by Raidiam Connect

Data Residency

Data sovereignty and residency

As your ecosystem expands across regions, data stays where it needs to. Raidiam enforces data residency at every level so you can grow without compromising sovereignty.

Raidiam deploys infrastructure in the client's chosen region. Data residency requirements for each national ecosystem are respected.

Client data does not leave the designated region. Multi-region replication occurs only within regions approved by the client.

Bring Your Own Database — if sovereignty controls require data to be stored in infrastructure you control, Raidiam supports customer-hosted databases accessible via VPN. You choose where your data lives. We connect to it securely.

Regional deployment options

EUUKUS EastAsia-PacificMiddle EastBrazil
Developer Experience

Test before you go live

Test your integration against the ecosystem control plane before going live. The sandbox mirrors production — same trust model, same governance, same APIs.

Sandbox Federation

A dedicated sandbox environment mirroring production. Register test organisations, generate test certificates, and validate your integration without touching live infrastructure.

Developer Portal & Documentation

API documentation, OpenAPI specifications, and integration guides. Postman collections for rapid prototyping. Well-known endpoints for programmatic discovery.

Visit Developer Portal

Conformance Testing in CI/CD

Run Raidiam Assure conformance tests directly in your CI/CD pipeline. Catch regressions before they reach production. API-driven testing with webhook results.

See Raidiam Assure
Build Once. Expand Forever.

One investment. One platform. Unlimited expansion.

Point solutions solve one problem. An ecosystem control plane solves the operating model for the next hundred. Watch how one investment compounds.

Participants1
Use Cases1
Same Platform
Day 1

Your first use case

Open Banking

Single directory, first participants registered, trust anchors established.

Month 3

Participants onboarding

50 banks connected

Automated onboarding, certificate lifecycle running, conformance enforced.

Month 6

Second use case added

Open Finance

New scopes and API families added to the same platform. No rebuild.

Year 1

Third sector extends

Insurance

New entity types and roles configured. Same infrastructure, new value chains.

Year 2

New entity types

Wallets & AI Agents

Machine identity and wallet credentials managed alongside traditional participants.

Year 3+

Cross-border

International interoperability

Federated trust across jurisdictions. One control plane, global reach.

Brazil started here. Today: 159 banks, hundreds of scopes, banking + insurance + beyond. Same infrastructure. That's what building once looks like.

Build Once vs Keep Rebuilding

The real question: keep rebuilding, or build the foundations once?

Your API gateway routes traffic. Your IAM authenticates users. Neither manages trust between organisations, issues certificates, tests conformance, or governs participant lifecycle. That's a different discipline — and it's a permanent commitment, not a project.

The build cost

Pros

Directory. PKI. Registration authority. Onboarding. Conformance testing. Metadata publication. Shared signals. Budget 18–24 months if you’re good. Staff a team of 6–10 specialists.

This is the part everyone plans for. This is the easy part.

The operating cost

Pros

HSM key ceremonies every quarter. Certificate rotation across hundreds of participants. Conformance profiles updated every time a standard evolves. OCSP responders that must never go down. Shared signals that must propagate in real-time. A 24/7 on-call team for infrastructure your entire ecosystem depends on.

Cons

By Year 3, you’ll have expired certificates in production and a team maintaining infrastructure instead of building product.

This is the part nobody plans for — and it never ends.

The opportunity cost

Pros

Every engineer maintaining your trust infrastructure is an engineer not building your product. Every security review of your CA is a review not spent on your application. Every conformance update is a sprint not spent on customer value.

This cost compounds every quarter and never stops.

Raidiam has operated trust infrastructure for a decade — including Brazil's open finance ecosystem: 159 banks, 100 billion+ API calls, zero security incidents. We turn your three costs into one line item and give you back the team. Start at year 10.

Packaging

Four tiers from first partners to national infrastructure

Every tier includes Raidiam Connect, Auth, and ORCA. Structured trials and sandbox access available.

Launch

API producers onboarding first partners

ParticipantsUp to 10
DeploymentMulti-tenant SaaS
IncludesConnect + Auth + ORCA

Scale

Established organisations standardising partner onboarding

ParticipantsUp to 50
DeploymentMulti-tenant SaaS
IncludesConnect + Auth + ORCA

Enterprise

Large corporates with complex API estates

ParticipantsUnlimited
DeploymentSingle-tenant, preferred region
IncludesFully customisable

National Infrastructure

Scheme operators — open finance, payments, digital identity

ParticipantsUnlimited
DeploymentSingle-tenant, preferred region
IncludesFully customisable

All pricing is bespoke. Request a pricing conversation →

FAQ

Common questions from enterprise evaluators

How Connect sits alongside your existing stack, what it does and doesn't do, and how to get started.

Evaluating Raidiam Connect? Use our structured evaluation guide →

Building the internal business case? Use our business case framework →

Build Once. Expand Everywhere.

Where will your ecosystem take you?

Whether you're a regulator building a national digital economy, an enterprise platformising across brands and clouds, or a bank that wants to stop rebuilding trust for every new use case — there's a next step.

See It in Action

See how one investment in Raidiam Connect covers your first use case — and the next hundred

Request a Briefing

For regulators and central banks — how to build the foundations for an expandable digital economy

See the Proof

Brazil started with 2 data-sharing scopes. Today it has hundreds — all on the same infrastructure