Start with open banking. Expand to open finance and beyond.
Open banking was the first use case. Open finance, insurance, pensions, and cross-border are next. Raidiam Connect gives you the foundations that grow — the same infrastructure powering 159 banks in Brazil now extends across sectors and borders. Build the trust layer once. Then take your ecosystem wherever it needs to go.
Model a country or scheme as a federation
The same architecture that models an enterprise can model a national ecosystem. Banks, fintechs, schemes, regulators, and participants — all governed through one federated trust plane.
National Open Banking Federation
Ecosystem trust root
UK Open Banking
UAE Open Finance
Brazil Open Finance
Open Property
Digital Identity
It does not matter whether the federation models an enterprise, a sector, or a country. The pattern is the same. The scale changes. The operating model changes. The trust architecture does not.
Build the trust layer once. Then expand to open finance, insurance, pensions, and whatever comes next.
Powered by Raidiam Connect
<1 hour
Relying party connecting to a national bank-led digital identity scheme
100%
Certificate lifecycle automated
Real-time
Ecosystem-wide visibility
Zero
Security incidents across 100B+ API calls
In a bilateral model, every bank builds its own participant integration infrastructure independently. In a 159-bank ecosystem like Brazil, that would mean 159 separate teams building the same capability — an aggregate market cost of thousands of engineers before a single API call is made. Federation eliminates the duplication. Each bank integrates once against the trust anchor. The ecosystem operator runs the infrastructure. The market saves orders of magnitude in duplicated effort.
That's why Brazil didn't just solve one use case — they built foundations that expanded from 2 scopes to hundreds, from banking to insurance. The same infrastructure.
Every new participant — whether the 1st or the 500th — uses the same governed journey
The biggest scaling bottleneck in any ecosystem is onboarding. Legal agreements, accreditation, identity verification, conformance testing, and technical registration — all before a participant goes live. Build this model once. Then every new participant, partner, and entity follows the same path. No bilateral negotiations. No custom builds. The onboarding model that scales with your ecosystem.
Business Onboarding
- Legal agreements, contracts, and commercial terms
- DocuSign integration for digital signing
- Automated contract workflows
Identity & Accreditation
- Organisation identity verification
- Regulatory accreditation and role assignment
- Authority domain and role mapping
Conformance & Certification
- Automated conformance testing via Raidiam Assure
- Profile validation against ecosystem rules
- Evidence capture and certification
Technical Registration
- Self-service portal for technical teams
- Authorisation server and API registration
- Application and software statement creation
Certificate Provisioning
- Automated certificate issuance
- Transport and signing certificate generation
- HSM-backed key management
Go Live
- Production readiness validation
- Federation publication and discovery
- Real-time monitoring and lifecycle management
Out-of-the-box integrations that accelerate onboarding
DocuSign
Digital contract signing and agreement workflows. Participants sign legal agreements without leaving the platform.
Identity Verification
Integration with KYB/KYC providers for automated organisation identity verification during onboarding.
Conformance Testing
Raidiam Assure runs automated conformance tests against ecosystem standards as part of the onboarding flow.
Certificate Authority
Integrated PKI for automated certificate issuance, rotation, and lifecycle management.
Notification Services
Email, webhook, and shared signal notifications at every stage of the onboarding journey.
Self-Service Portal
White-labelled portal for participants to manage their own technical resources after business onboarding is complete.
Build the onboarding model once. Every participant after that follows the same governed path. From legal agreements through identity verification, accreditation, conformance, and go-live — one model that works for the first participant and the five-hundredth. No bilateral negotiations. No custom builds. The onboarding capability that scales with your ecosystem.
Typical ecosystem onboarding
- 6-12 months end to end
- Manual contract exchange
- Email-based identity verification
- Separate conformance testing
- Manual certificate provisioning
- Hope it all lines up at go-live
Raidiam onboarding
- Weeks, not months
- DocuSign-integrated contract workflows
- Automated identity and accreditation
- Integrated conformance gates
- Automated certificate provisioning
- Production readiness validated before go-live
The ecosystem control plane powering the world's largest digital economies
Brazil Open Finance
- —940+ institutions
- —100B+ API calls/year
Central Bank of Brazil
Brazil Open Insurance
- —42 providers
- —1.18M monthly API calls
Superintendência de Seguros Privados
Australia ConnectID
- —Big Four banks
- —10M+ customers
Australian Payments Plus
NZ Fraud Data Sharing
- —NZBA member banks
- —Fraud prevention network
New Zealand Banking Association
UAE Open Finance
- —Central Bank of UAE
- —National ecosystem
Central Bank of UAE
UK Smart Data
- —Cross-sector trust
- —Open Banking origins
UK Government / FCA
Our clients include central banks, payment scheme operators, and globally systemically important financial institutions. We don't build point solutions. We operate the ecosystem control plane that the world's financial system depends on. They built once. They keep expanding.
Raidiam is a founding contributor to OpenID Federation and actively shapes the standards that define how digital trust ecosystems work globally. OpenID Federation is the standard. Raidiam Connect is the ecosystem control plane that makes it work at national scale — and lets it expand to whatever comes next.
Built on 10+ years of battle-tested standards
Evaluating Raidiam for your organisation? See our structured evaluation guide →
Where will your ecosystem take you next?
The same ecosystem control plane covers all of these. Your investment in one use case is your investment in every use case.
Smart Data
Banking infrastructure extends to energy, telecoms, property, pensions.
Digital Identity
Same control plane. Now governing wallets and credentials.
Payments
CoP, VRP, and pay-by-bank — same foundations.
Enterprise
Platformise your business across brands, clouds, and partners.
Regulators
Build the platform for the digital economy.
Corporate Banking
Platformise your partner connectivity.
Where will your ecosystem take you?
Whether you're a regulator building a national digital economy, an enterprise platformising across brands and clouds, or a bank that wants to stop rebuilding trust for every new use case — there's a next step.
See It in Action
See how one investment in Raidiam Connect covers your first use case — and the next hundred
Request a Briefing
For regulators and central banks — how to build the foundations for an expandable digital economy
See the Proof
Brazil started with 2 data-sharing scopes. Today it has hundreds — all on the same infrastructure
Not sure where to start? Build the business case → · See if this is right for you → · Developer Portal & API docs → · Security & Trust Center →